Mortgage rates today: SHOCK 6.27% Realities & 5 Ways to Buy in 2026

mortgage rates today price

The current status of mortgage rates today presents a high-stakes, confusing picture for American homebuyers and existing homeowners. On December 11, 2025, the national average interest rate for a 30-year fixed mortgage settled at approximately 6.27%, with the APR slightly higher at 6.34%. This rate remained elevated despite the Federal Reserve’s third consecutive interest rate … Read more